Credit cards are viewed by some people as evil. It is true credit cards have paved roads for financial disaster. The ever increasing bankruptcy rate is evident to this fact, as does the millions of dollars in credit card balance with high interest added to it. There is no question that some people would be happy without this plastic. But just as most people can enjoy a party without drinking too much alcohol, people can handle credit card or three without incurring debt. Ask Jim Dondero, the founder of Highland Capital Management, a firm that specializes in emerging market and equity funds. He says his firm has advised thousands of clients on credit card issues. A large number of those people carry an average of more than $9000 in credit card debt. Yet, his suggestions and advise have become handy in getting rid of their debt. What he suggests is to use credit card solely for convenience, charging only those balances that can be paid off fully every month.
Many people forget to realize that credit cards offer protections that simply aren’t present in cash or other forms of payment. The credit card company assigns credit score to their clients when they are in good-standing in terms of account balance, which will help them secure loans and other financial benefits. Chances are you will be pleasantly surprised to find out the myriad ways thess credit scores can be used. Also, if someone steals your card and you are under protection from the company, no money is lost. Then there are all kinds of rewards you can rack up with the credit card and use it for hotels, flights, upgrades and merchandise. In essence, credit cards can provide an important safety net in a situation where you need money badly. For people who do not want to handle credit card issues themselves, Highland Capital Management offers this service with its main service.
People get into trouble with their credit card companies when they are spending beyond their means and not paying what they owe on time. Some credit card issuers charge 2% or less in interest while others’ charges may go as high as 20%. By paying a bare minimum every month, you will avoiding most of those charges. Carrying a balance, otherwise, will leave you vulnerable to many situations like overnight increase in interest rate or unexpected balance-transfer fees. If you are not carrying a balance, you don’t need to know when the company will increase its rate. Credit card debt is in fact simply corrosive. If not controlled at the right moment, it will encourage you to spend more than you make and create havoc on your financial health. Use it the right way and you will find that your score is good, that not having to pay interest is really a boon. Highland Capital Management has helped many people facing this kind of debt as well. They have well-devised plans to settle financial issues with credit card companies.
Today, women are making use of any available opportunities to show their potential and capabilities in performing at the same level as men or even better. Susan McGalla is an American Businesswoman who has managed to compete with men in various executive positions. She has worked in several organizations as chief executive officer or the president, and the companies have performed well under her leadership. She is an encouragement to many women who are not able to balance their gender and professional life. In early 2015, she advised women to advance in their careers regardless of their gender. McGalla is the founder of P3 Executive Consulting LLC, an expert firm providing consultancy services to business entities on marketing, branding, operational efficiencies and talent management.
McGalla has been expressing her views on how women should get ahead in business in the same way as their male counterparts. McGalla has addressed audiences in several conferences and seminar like the Women Foundation of Pittsburgh and another event hosted at Carnegie Mellon University for CEOs. She has spoken to many women who have approached their careers in professional ways but not as women. McGalla points out that this evolution is very encouraging and more women should have this approach in their careers. This is the only way women will be able to compete with men in various leadership positions and other business opportunities available.
McGalla was brought up in East Liverpool, Ohio, in a family with two older brothers and their father was a football coach. Her parents did not deny her any opportunity because she was a girl. They encouraged her to work hard and express her views with confidence regardless of how the audience will approach them. This was an encouragement because she has managed to work with both genders in a comfortable manner. McGalla said that this idea served her well. She studied at Mount Union College where she received her BA in business and marketing. She is serving on this college’s Board of Advisors.
Susan McGalla started working at Joseph Horne Company, holding various managerial and marketing positions between 1986 and 1994. Later in 1994, she joined American Eagle Outfitters as a merchandise buyer specializing on women’s clothing. She would later be transferred to various managerial positions until she was appointed to be the president and chief merchandising officer the entire company. Before this appointment, she was the president and CMO for the firm’s flagship American Eagle brand. At American Eagle Outfitters she was managing P&L, $3 billion of revenue, e-commerce site and four brands.
Susan McGalla is in control of her career where she is offering consultancy services to high ranking individuals in the finance sector. She is providing them with an inside perspective concerning the world of retail. In fact, McGalla has autonomy over her career and this has been achieved through years of hard work, passion and flexibility. According to her, gender never factored in as an issue and this made her achieve her goals.
Brian Mulligan performs as a baritone in through American operatic scene. Originally from Endicott in New York, he has worked with some of the best educational sectors in the country before becoming a professional. He has also performed with some of the top operas in the country as well and has been featured in several different prominent magazines and publications due to his skill and fame along the opera circuit.
Growing up, Brian Mulligan knew he wanted to become a professional opera singer. He did not want to sing pop or go the route of most other singers. He had a powerful voice that simply proved to be more in line with the opera than with a pop musician. Due to this, he eventually went to Yale University and then on to the Julliard School of Music with Stephen Smith as his primary instructor.
While still in school, Brian performed at the Metropolitan Opera in New York in 2003, which made him one of the younger performers to ever work with the Opera. He has also worked with some other rather impressive operas throughout the years with some very powerful roles. He performed as Marcello in La Boheme for both the San Francisco Opera and the Houston Grand Opera. He performed as Jake Wallace in La Fanciulla del West for the New York City Opera, as Yelesky in Pique Dame for the Opernhaus Zurich in Germany, and as Enrico in Lucia di Lammermoor for the Lyric Opera of Chicago.
Additionally, outside of these locations he has also performed in some major roles for the Canadian Opera Company, the Washington National Opera, the English National Opera, the Metropolitan Opera and the Minnesota Opera. Some of the most recent performances and appearances he has made includes at several different festivals and one-time shows, such as at the Wexford Festival Opera, alongside the Cleveland Orchestra, at the Aspen Music Festival and he also made small, recent appearances with the Ravina Festival and Spoleto Festival USA and the Saito Kinen Festival, located in Japan.
Brian Mulligan is not just a performer that works with the opera though. He has also worked with some of the top orchestras in the world. This includes the Cleveland Orchestra, the Los Angeles Philharmonic, the Deutsche Grammophon (which is available on DVD) and the Chicago Symphony Orchestra. All of this has proven to be rather defining in his career.
Brian Mulligan has dabbled in the field of media, sports, entertainment and business. He is the current CEO of Brooknol Advisors. This company engages in media activities, sports and entertainment advisory services. In addition to his CEO role, Brian holds the position of Managing Director and Vice Chairman of Media and Telecommunications Investment Banking at Deutsche Bank Securities Inc. Over his 30 year career, Brian Mulligan has held a number of roles. He has been a chief executive officer, a chairman, chief operating officer and even a chief financial officer for a number of media and entertainment companies. He has held managerial positions in Universal Pictures, Universal Television, Fox broadcasting and cable and Boston Consulting.
As an Executive Officer at the Joseph E Seagram and Sons Company, Mr. Mulligan was tasked with the corporate, financial and strategic business functions. He moved to Cerbus Capital management in 2004 where he was made the Senior Executive Adviser for media and entertainment. Mulligan played the role of Executive adviser at Boston Consulting Group where he worked for a short stint. The BCG Company engages in management and consultations.
His thirst for media was quenched at Universal Studios where he was the financial controller before becoming the executive vice president. He proceeded to work at Fox Television where he served as the chairman and consultant in the division of the news corporation Limited. From his position, he was able to manage the television stations of Fox Group, Fox sports, the Fox Cable Network Group and the rest of the business operations for the network. His experience in the media industry enabled him to establish the universal Partners, a group that was formed for the sole purpose of acquiring Universal Entertainment.
Brian attributes all his success to his hard work, studies and his strong character. He also claims that the skills he acquired in his various positions prepared him for the roles he currently plays. He has an undergraduate degree in Business Administration from the University of Southern California. Brian received his masters in Business Administration degree from John E Anderson Graduate School of Management in Los Angeles.
Mr. Mulligan involves himself in charity causes that are aimed at the social development of the community. He has been involved in A Better LA, which helps raise money for schools. In addition, he is a huge supporter of arts, media and entertainment sector. Mr. Mulligan is also an author and has a blog that he frequently uses to inspire and inform his readers.
Squaw Valley Ski Resort is recognized as one of the best world-class ski slopes. The resort, however, had some very humble beginnings. This tiny ski resort began with only chairlift and 2 rope tows. The resort itself only had 50 rooms. This did not stop Alexander Crushing, the president of the Squaw Valley Development Company in the 1950s, from recognizing the great potential that this ski area had. To help reach this dream, Crushing petitioned for an Olympic bid and the resort was chosen in 1955 to be the home of the 1960s Olympics. The resort beat out more famous slopes in countries such as Switzerland and Austria. With help from the United States government and other backers the resort was ready for the Olympics. That was one of the first of many dreams for this tiny resort.
According to Andy Wirth, the CEO of Squaw Valley, this is a dream that has been in the making for over 60 years. He believes that the gondola will create the ultimate ski experience for skiers and snowboards alike. There will be a variety of terrains for their enjoyment that they would not otherwise be able to experience unless they physically moved to the other mountain and stayed at that resort.
The United States exit from the Vietnam War was supposed to be dignified but the final chapter of America’s involvement in the war still haunts American soldiers and policy makers. There has never been called a defeat of America forces. At the time of the end of the war with the fall of Saigon, all major military operations conducted by American forces had been terminated the year before. However, the chaotic image of the total collapse of the South Vietnamese government and military before the eyes of the world weighs heavily as a failed United States foreign policy of magnanimous proportions. The live television images and print photos of evacuating helicopters picking up refugees as well as American personal is still etched in the mind of a lot of Americans that remember that era. The further images of U.S. military aircraft being pushed off the decks of U.S. warships speaks to the futility of the war that many believed that American should have never entered in the first place. Fall of saigon A Bitter Pill Still For U.S.
Many question as to whether the United States ever learned its lesson from the Vietnam war o how to conduct a war and how to make functioning U.S. policy in a regime that is not organized nor functioning efficiently itself.
Mark Ahn is aware that a new generation may never have heard of the Fall of Saigon. If they were to ask any U.S. soldier from that era they would have gotten the meaning of the war first hand.